Objectives
To identify and promote income-generating activities among women through a credit delivery
system.
Services
Promote and support schemes for improvement of facilities for credit for women for
Sustenance of their existing
employment
Generation of further employment.
Asset creation.
Asset redemption,
and
Tiding over consumption, social and contingent needs.
Demonstrate
and
replicate
participatory
approaches
in the
organization
of women's
groups for
effective
utilization
of credit
resources
leading to
self-reliance.
Promote
and support
experiments
in the
voluntary
and formal
sector using
innovative
methodologies
to reach
poor women
with credit
and other
social
services.
Benefits
Micro credit
helps poor women in three ways.
First, by providing independent sources of income outside home,
micro credit tends to reduce economic dependency of the women on husbands and thus help enhance autonomy.
Second, the same independent sources of income together with their exposure to new sets of ideas, values and social support should make these women more assertive of their rights.
And finally, micro
credit programmes - by providing control over material resources - should raise women's prestige and status in the eyes of husbands and thereby promote intersperse
consultation.
Constraints
Lack of support from male members (of the families) as well as banks
Large magnitude of the target group of poor people
Attitudinal rigidities
Difficulty in creating awareness among people
Limited resources with Pass
Large requirements of training and sensitization of issues
Limited number of experienced intervention agencies
